Protecting Your Money Online

Security Binary DataHere’s a great article I found on the Kaspersky Lab Security site. This is good stuff you should be doing to remain safe as you and your computer use the Internet.

With online banking and shopping offering greater convenience, more and more people are using the Internet to conduct financial transactions and make purchases. However, cybercriminals are capitalizing on opportunities to steal consumers’ passwords, identities, and money.

Internet security tips – to help you protect your money and credit cards online

Here are some useful tips – from Kaspersky Lab’s team of security experts – to help you protect your money and data when you’re online:

  • Don’t assume links are genuine
    When you need to visit an online bank, a retailer, or a payment website, you should manually type in the URL – instead of clicking on a link. Do not visit websites by clicking on:

    • Links in emails
    • Messages on social network sites
    • Messages in chat rooms
    • Banner ads that are on suspicious websites
    • Links sent to you by people you do not know
  • Beware of fake communications
    Most financial organizations will never send emails asking customers to:

    • Send personal data in an email
    • Visit their site for authorization
    • Enter personal data in pop-up windows
  • Check the URL
    When you’re visiting a web page that needs you to enter confidential data, carefully check that the address of the page that’s shown on the browser corresponds with the page that you were intending to access. If the URL is made up of a random selection of letters and numbers – or it looks suspicious – do not input any information.
  • Use encryption
    Make sure that you use an encrypted connection, whenever you need to input any confidential data. If a connection is secure, the URL will start with the letters ‘https’ – in addition, the address bar or the browser’s status bar will display a small icon of a lock. When you click on the lock icon, look closely at the information about the SSL authentication certificate that has been issued to the site (you’ll be able to note when the certificate was issued, who issued it, and for what period the certificate was issued).
  • Use your own computer – and your own Internet connection
    Try to avoid using public computers – in Internet cafes, airports, clubs, hotels, libraries, or other locations – when you need to access online banking services or online retailers. These public computers may have a variety of spyware programs running on them. If so, these malicious programs could record everything you type on the keyboard – including your passwords – and also intercept Internet traffic.
    Even if you use your own computer for online transactions, you need to avoid connecting to the Internet via a public Wi-Fi network . On a public Wi-Fi network, there is a risk that the traffic might be intercepted by the network’s administrator or by cybercriminals – and attacks might be launched with network worms.
  • Don’t use your main credit card or debit card
    You might benefit from having a special card that you only use for online purchases. It may be possible to restrict the credit limit for your ‘online credit card’ or to hold a limited amount of money on your ‘online debit card’.
  • Learn from other people’s experiences
    Before making a purchase online, try to read customer reviews about that specific retailer.
  • Be wary of potentially untrustworthy sites
    It can be a good idea to avoid buying from retailers that have websites that are registered with free hosting services.
  • Get additional information about the website
    If you have any doubts or suspicions about a retailer’s website, use a ‘WhoIs’ IP service in order to find out more information about the domain – including how long it has been in use and who owns it. Note the period of time for which the domain has been paid.
  • Eliminate vulnerabilities – in your operating system and applications
    Always ensure that the operating system – and all applications – on your computer and other devices have the latest updates installed. This will help to eliminate operating system and application vulnerabilities that can be exploited by malicious software programs and attacks.
  • Maintain your firewall
    For additional security, instead of just running a standard firewall, you may choose to run application and software-based firewalls.
  • Protect against malware and Internet security risks
    A rigorous anti-malware solution can protect you against computer viruses, worms, Trojan viruses, and more. Some anti-malware products also include special technologies that provide additional layers of security when you’re using online shopping and banking websites.

Be very careful…it’s dangerous out there.

Please comment on this article; we all learn from each other when our views and opinions are shared.

I hope you found this article of interest.  If you enter your email address in the Email Subscriptions box on the right column of this page, I’ll send you an email when a new article is posted.  I don’t share your email address with anyone…no one; I hate spam too.  Please share my site with your friends and family.  Thanks.

Remember, personal computing is a blast…keep it safe, productive and enjoyable.

Best regards,



I’m also on Twitter, @PaulsInternet.

Images courtesy of and

Leave a comment

Filed under Cybercrime, Internet Security, malware, Warning

What do you think?

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s