The latest phishing email (an email that falsely claims to be from a legitimate source, intended to gather personal information or infect the recipient computer with Internet borne malware) is one designed to be from Visa/Mastercard to inform their customers “of a security incident that may have put their financial information at risk.” It looks like this:
As is the usual design of phishing attempts, the subject is of an event crucial to the recipient. It is intended to so alarm the recipient that he/she will click on the provided link quickly, before thinking about the possibility of it being false. In this case, as usual, clicking on the link will send the recipient to a malicious Internet website “designed to trick users into divulging their credit card details to online fraudsters.”
In order to avoid being compromised by any phishing email you must first suspect that it is one. First of all, get in the habit of suspecting any request for credit card or other personal information via email or in any other scenario other than a legitimate purchase. Secondly, look at the email carefully for grammar, misspelling, or otherwise poor use of language. In the case of this one, note that they use the colloquial expression “the main ideas behind this e-mail”. Also note in the last sentence that they use the incorrect plural of information: “informations”. Usually a major company like Visa/Mastercard will not make these errors in their writing.
And finally, if your instinct is telling you to beware…by all means follow it and give yourself time to think before clicking.
Reference: Help Net Security article
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